Why LD Reference Choice Matters
Fine-mapping-informed colocalization asks whether genetic evidence for two traits supports a shared causal variant. The association statistics alone do not identify the causal variant when nearby variants are correlated: several variants can show similar signals because they are in linkage disequilibrium (LD). Fine-mapping uses an LD structure to distinguish a causal variant from correlated alternatives. If that structure comes from a reference panel that does not represent the study samples, the fine-mapping model may interpret the observed association pattern incorrectly, and colocalization evidence can change as a result.
This is not merely a technical issue about choosing a convenient genotype dataset. LD can differ across ancestry groups, and reference panels can also be unsuitable because they are small, poorly matched, or do not capture the study’s local population structure. A credible set or colocalization posterior calculated under the wrong LD structure may look precise while being poorly calibrated for the data at hand.
How LD Enters Fine-Mapping-Informed Colocalization
For \(m\) variants, an LD matrix \(R\) contains pairwise genotype correlations: its entry \(r_{jk}\) is the correlation between genotypes at variants \(j\) and \(k\), under the population and genotype coding used to calculate it. Fine-mapping methods use \(R\), together with association evidence and a model for causal signals, to evaluate which variants could explain the observed pattern. In multi-signal colocalization, fine-mapping results for each trait contribute to the assessment of whether the traits share a causal variant or have distinct causal variants.
The key issue is that association statistics observed in the study reflect the study’s LD, not the reference panel’s LD. If the model is supplied a different correlation pattern, it can predict the wrong association pattern under each candidate causal variant. This can change variant-level posterior inclusion probabilities (PIPs), credible sets, signal pairing, and ultimately the posterior probabilities assigned to the colocalization hypotheses. It does not follow that every mismatch produces a false result in the same direction: it may weaken, inflate, or redirect support.
A simple derivation makes the dependence concrete. Suppose a single causal genotype \(G_j\) and a tested genotype \(G_k\) are standardized to have mean zero and variance one in the study population. Let the quantitative trait satisfy \(Y=\beta G_j+\varepsilon\), where \(\varepsilon\) is independent of the genotypes, has mean zero, and has variance \(\sigma_\varepsilon^2\). Write \(r_{kj}=\operatorname{Corr}(G_k,G_j)\). The population marginal regression slope of \(Y\) on \(G_k\) is \(\operatorname{Cov}(G_k,Y)=r_{kj}\beta\). The residual from that marginal regression is \(Y-r_{kj}\beta G_k=\beta(G_j-r_{kj}G_k)+\varepsilon\), with variance \(\beta^2(1-r_{kj}^2)+\sigma_\varepsilon^2\). Thus, for large \(n\), the marginal \(Z\)-statistic has approximate mean
The denominator includes the residual contribution from the part of the causal genotype not predicted by \(G_k\). It is not generally just \(\sigma_\varepsilon\). A reference panel with a different \(r_{kj}\) therefore gives a different expected relationship between a candidate causal variant and nearby marginal association statistics. The approximation assumes a correctly specified marginal linear regression, standardized genotypes in the study population, independent homoskedastic errors, and sufficiently large \(n\); it describes the expected statistic, not an exact value for any particular sample.
Worked Example: A Proxy Variant Under Two LD Patterns
Consider hypothetical data with \(n=10{,}000\), a causal genotype \(G_j\), and a proxy genotype \(G_k\). Both genotypes are standardized in the study population. Suppose \(\beta=0.10\) trait standard deviations per genotype standard deviation and \(\sigma_\varepsilon=1\). In the study population, the correlation is \(r_{kj}=0.90\). A proposed reference panel instead has \(r_{kj}=0.20\).
Under the study LD, the expected marginal \(Z\)-statistic at the proxy is approximately
Using the reference panel’s correlation would instead imply an expected statistic of
The observed association pattern in the study is generated under its actual LD; the panel does not change those observations. But the panel’s much smaller correlation would make the proxy’s strong observed association less compatible with the model’s expectation if \(G_j\) were causal. Fine-mapping may then redistribute support among variants or fit the signal poorly. This example isolates one pair of variants; real analyses involve many correlated variants and can have multiple causal signals.
Diagnosing a Mismatch
An ancestry label alone is not enough to establish that a reference panel is appropriate. The relevant question is whether the LD among the analyzed variants is reasonably representative of the association samples in the locus. When individual-level study genotypes are available, LD can be estimated directly in an appropriate subset, subject to adequate sample size and quality. With summary statistics only, direct comparison may not be possible; the analyst should then compare plausible reference panels and state that LD mismatch cannot be ruled out.
Any comparison requires care. Use the same set of variants in each matrix and ensure genotype coding is consistent. The treatment of variant alleles and allele alignment is a separate technical requirement; assume here that the association data and LD matrices have already been made consistent. A different variant set can create an apparent LD discrepancy simply because different pairs are being compared. Small reference samples also yield noisy correlation estimates, so a difference in estimated LD need not reflect a true population difference.
A simple summary diagnostic is the root mean squared difference between the off-diagonal correlations in two matrices. For \(m\) variants, one version is
This is a descriptive measure, not a universal pass/fail threshold. A modest average discrepancy can conceal a large difference for a variant pair that drives fine-mapping, while a larger discrepancy among weakly associated variants may have little practical effect. Inspect important pairs and local blocks as well as an overall summary.
Worked Example: Comparing Three-Variant LD Matrices
Suppose three hypothetical variants are present in both the association study and two reference panels. The study LD correlations are \(r_{12}=0.80\), \(r_{13}=0.20\), and \(r_{23}=0.10\). Panel A has correlations \(0.78\), \(0.18\), and \(0.12\), respectively. Panel B has correlations \(0.25\), \(0.65\), and \(0.10\).
For panel A, the three off-diagonal differences are \(0.02\), \(0.02\), and \(-0.02\). Therefore,
For panel B, the differences are \(0.55\), \(-0.45\), and \(0.00\), so
Panel A is much closer to the study correlations by this summary measure. That does not prove it is the correct panel: sampling error, differences in the variants represented, and other locus-specific features still matter. The calculation does identify panel B as a substantial LD mismatch candidate that warrants sensitivity analysis rather than uncritical use.
Assessing Colocalization Robustness
A useful robustness analysis compares results under the best-supported matched panel with results under other plausible panels. Keep the association data, analyzed variants, fine-mapping specifications, priors, and other modeling choices fixed wherever possible. Change the LD input deliberately, record the panel’s ancestry and sample size, and rerun the fine-mapping and colocalization steps that use that LD. If multiple association studies have different ancestry compositions, assess the LD suitability for each study rather than assuming that one panel represents both.
Compare more than a single colocalization posterior. Examine changes in PIPs, credible-set membership, signal-level pairings, and the posterior probabilities for shared versus distinct causal variants. Check whether the same variants or closely related signals continue to drive the result. A high posterior under one panel and a substantially lower posterior under another indicates sensitivity to LD choice; it does not by itself establish which panel is correct or which hypothesis is true.
Worked Example: Interpreting a Panel Sensitivity Analysis
In a hypothetical two-trait analysis, the analyst has a well-matched panel and a second panel suspected of ancestry mismatch. All settings other than the LD input are held fixed. Suppose the reported posterior probability for the shared-variant hypothesis is \(0.88\) with the matched panel and \(0.51\) with the suspected mismatch panel. The corresponding posterior probability for distinct causal variants is \(0.07\) and \(0.36\).
The change in shared-variant posterior probability is
a decrease of 0.37, or 37 percentage points. The distinct-variant posterior increases by \(0.36-0.07=0.29\), or 29 percentage points. These changes show that the conclusion is materially sensitive to the LD input. They are not evidence that there is a 51% chance of sharing in an unconditional sense: each posterior is conditional on the specified data, priors, and model, including the supplied LD.
The appropriate report is not to select whichever panel produces the preferred conclusion. The analyst should justify the panel that best represents each study, report the sensitivity, and describe the shared-variant evidence as less robust if plausible LD choices materially change it. If one panel is clearly unsuitable, its result is a diagnostic rather than an equally credible primary estimate.
What Robustness Can and Cannot Establish
Agreement across several appropriate panels increases confidence that the conclusion is not being driven by one particular LD estimate. It does not prove that the LD is perfectly represented, eliminate other model limitations, or convert colocalization evidence into a causal claim about a molecular mechanism. Conversely, disagreement is informative: it identifies a dependence that should be explained and may motivate using study-specific LD or improving the reference data.
A sensitivity analysis is strongest when the compared panels are plausible representations of the study samples and when the same variants and model settings are used. Comparing an appropriate panel with an obviously unrelated one can demonstrate that the method responds to LD, but cannot quantify realistic uncertainty. If results change only when using implausible references, that is different from instability across several credible alternatives.
Identify the ancestry composition and study samples relevant to each association signal; do not assume two studies have identical LD.
Use the same analyzed variants and consistent genotype coding, and note reference sample size and variant coverage.
Inspect pairwise correlations and summary discrepancies, then examine PIPs, credible sets, and signal assignments.
Hold other choices fixed where possible and report how the shared-versus-distinct evidence changes.
Describe the reference panel used, whether results were stable, and the limits of inference if study-specific LD was unavailable.
Common Mistakes
- Treating a reference panel as a neutral substitute for study LD. A panel’s correlations are estimates from its own samples; ancestry or sampling differences can make them unsuitable for the association data.
- Attributing every change in colocalization posterior to biological differences. A change may arise because the supplied LD alters fine-mapping, not because the traits truly have different causal variants.
- Using a single global discrepancy as a definitive quality test. An average can hide a consequential mismatch at the variants driving the signal, and there is no universal threshold that guarantees validity.
- Reporting only the most favorable panel result. If plausible panels lead to materially different evidence, that sensitivity belongs in the interpretation.
- Assuming ancestry matching guarantees a good LD reference. Sample size, variant availability, local population structure, and data quality also affect how representative the estimated matrix is.
Check Your Understanding
Answer each question using the relationship between study LD, reference LD, fine-mapping, and colocalization.
- Why can a reference panel with different LD alter fine-mapping results even though the study’s association statistics have not changed?
- In the single-causal-variant derivation, why does the marginal regression residual variance include a term involving \(1-r_{kj}^2\)?
- What must be held consistent before comparing two LD matrices with an off-diagonal RMS difference?
- If the shared-variant posterior changes substantially across two plausible panels, what does that show, and what does it not show?
- Name two reasons other than ancestry mismatch that can make a reference panel unsuitable for a study.